High Net Worth Investor Certification

I declare that I am a certified high net worth individual for the purposes of the Financial Services and Markets Act 2000 (Financial Promotion) Order 2001.

I understand that this means:

• I can receive financial promotions that may not have been approved by a person authorised by the Financial Conduct Authority;
• the content of such financial promotions may not conform to rules issued by the Financial Conduct Authority;
• by signing this statement I may lose significant rights;
• I may have no right to complain to either of the following:
  • the Financial Conduct Authority; or
  • the Financial Ombudsman Scheme;
• I may have no right to seek compensation from the Financial Services Compensation Scheme.

I am a certified high net worth individual because at least one of the following applies:

• • I had, during the financial year immediately preceding the date below, an annual income to the value of £100,000 or more;
  • I held, throughout the financial year immediately preceding the date below, net assets to the value of £250,000 or more. Net assets for these purposes do not include:
    • the property which is my primary residence or any loan secured on that residence;
    • any rights of mine under a qualifying contract of insurance within the meaning of the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001;

or

• • any benefits (in the form of pensions or otherwise) which are payable on the termination of my service or on my death or retirement and to which I am (or my dependants are), or may be, entitled.

I accept that I can lose my property and other assets from making investment decisions based on financial promotions.

I am aware that it is open to me to seek advice from someone who specialises in advising on investments.